Estimate your pension gap, test a stock-based pension approach, and see how savings, returns, and retirement timing impact your future income.
Understand your pension gap and explore solutions with transparent assumptions.
Three steps to understand your retirement outlook and test a stock-based pension approach.
Age, salary, savings rate, and retirement age are enough to get started.
Compare deterministic projections with Monte Carlo simulations to see ranges of outcomes.
Adjust savings and allocation to reduce your pension gap and improve retirement income resilience.
Your pension gap is the difference between the income you need in retirement and the income you expect to receive. Closing it early is easier than trying to catch up late.
We cover the latest political developments, including the Altersvorsorgedepot in Germany, to help you stay informed about new retirement savings options.
Retirement income often falls short while costs remain. The tool helps you how to close the gap.
Saving earlier gives compounding more time to work. Small changes in savings rate or retirement age can materially shift outcomes.
Explore how a long-term stock allocation can contribute to retirement income and help close your pension gap.
The simulator helps you see both upside and downside. It highlights ranges of outcomes, not a single promised number.
Instead of one forecast path, you get many simulated paths so you can reason about probabilities and risk.
Change savings, allocation, and retirement age to find a plan that is realistic for your situation.
Short answers to common questions about pension gap planning and stock-based pension scenarios.
No. The Pension Game provides calculations and simulations for informational purposes only. You make all decisions and carry all risks.
You can start with age, retirement age, salary, and savings. Advanced settings are optional.
Markets are uncertain. Ranges and scenarios help you understand risk and avoid false precision.
Yes. You can test monthly contributions and allocations to see how they may reduce your pension gap over time.